Click here to view the pdf version. “An intellectual is a man who takes more words than necessary to tell more than he knows.”- Dwight D. Eisenhower I got my first job in the financial markets back in late 1997. At the time, I worked on the mortgage backed securities trading desk of a regional broker-dealer and was assigned data base duty. That meant my days were spent typing in minute securities details, including dealer offerings, which I then used to run queries for the pr